Northeast Divorce Settlement Consultants, LLC (NDSC) was established in 2012 as a subsidiary of Seascape Capital Management, LLC by Monica McCarthy, CFA®, CDFA®, CPWA®. Monica launched NDSC after she helped several wealth management clients through divorce.  

“Divorcing individuals face overwhelming decisions while going through a traumatic time in their lives. I have seen even the most financially sophisticated individuals regret the choices they made during a divorce simply because they didn’t have access to the specialized financial services we offer at Northeast Divorce Settlement Consultants, LLC. My goal is to help secure the best possible economic future for my clients.”

Monica McCarthy 

Monica (Ness) McCarthy CFA®, CDFA®, CPWA®

The principal and founder of NDSC, Monica McCarthy, is a senior wealth management professional with over thirty years of experience planning and investing for high net worth individuals.  As a Certified Divorce Financial Analyst® (CDFA®) Monica works closely with clients toward an equitable outcome of financial stability.

She was awarded a CFA® Charter in 1993, and she earned her Certified Divorce Financial Analyst® designation in 2012.  Monica earned an MBA with a concentration in Taxation from the University of South Carolina and a BA from the University of Virginia in economics.  Most recently, she received her Certified Private Wealth Advisor® certification in 2016. 

Monica enjoys working with her clients and team. In her spare time, she is likely cycling around the seacoast, working out with her friends and trainers, or playing with her yellow Lab, Chloé, on the beach near her home.  She devoted many years to riding in the Pan Mass Challenge with a phenomenal group of friends and relished every mile.  Organizations she cares about and supports include NHSPCA, the Museum of New Art in Portsmouth, Families First, and Cross Roads House.

Christian (Chrissy) Mason CTFA, CFP®,CDFA®

Christian (Chrissy) Mason, CTFA, CFP®, CDFA® is a senior wealth strategist for NDSC with comprehensive experience in estate and financial planning strategies.  Her role at NDSC is to help clients gather, review and understand their financial assets.  Additionally, Chrissy works with clients to comprehend their current and future budgeting needs.  Chrissy’s extensive experience in working with multi-generational families enables her to help educate and inform divorcing clients on financial concepts that will impact their long-term financial well-being. 

Chrissy graduated from the University of Phoenix with a Bachelor of Science in Business Management.  She holds the CERTIFIED FINANCIAL PLANNER™ designation as well as a Certified Trust and Financial Advisors (CTFA) designation.  Chrissy received her CDFA® certification in December 2020.

Chrissy lives in Rowley, MA with her fiancé, three children, four dogs and three cats.  When she’s not working with clients or driving her children to activities she enjoys running, cycling and swimming.